We are a diversified consumer finance company that, through our subsidiaries and affiliates, originates, purchases and services all types of consumer debt in the United States and Mexico. Through our subsidiary and affiliated companies, we are engaged in the direct origination of consumer loans, investment in performing and non-performing consumer debt originated by financial institutions, credit card companies, retailers and others, and the servicing of an array of consumer assets. Sherman's business strategy is to leverage our intellectual capacity and financial resources to provide financial services to consumers who are underserved by traditional financial institutions and, at the same time, create value for our stakeholders.
We specialize in creative structures and solutions that optimize long term value creation, a strategy that is consistently applied across all business lines. Our track record of successful diversification, growth and performance over the last decade has earned us the confidence of our customers, regulators, lenders, and investors. We set the standards for our industry and endeavor to exceed the goals we set and the expectations of our customers and financial partners.